Wamino is an application for the management of family loan funds, which compared to its competitors, has four completely free advantages, intra-fund conversation between members and also personally, full reporting of each member and borrower with graphs and beautiful visual effects, and the possibility of using all members or a number of members. It has a mobile phone (when members do not have access to a mobile phone or do not want to install the program). There is a lot of freedom to use the funds, for example, you can use the same fund for both investment and loan, or you can specify that a person should pay more or less. The amount of loan that each person receives, the repayment of loans, the interest of repaying loans, the amount of each person's contribution per month and who receives the loan are all at the discretion of the fund manager, and each fund can have its own rules. All these facilities are 30% of the overall plan of the program, and many more facilities will be added in the future. This program has been completely developed by one person, so the presence of problems or the absence of some features is normal, but please help to complete this program with your good comments and suggestions. This program will be free with all features, only if new features are added in the future that are costly, an amount will be charged only for that feature.